Safety is a big deal. Therefore, the role of current engineering insurance is becoming increasingly large. What is certain engineering? Engineering insurance provides benefits that guarantees against losses on construction activities. Objects that are to be secured among others, are all construction activities and construction / civil works and installation of machinery, industrial machinery and electronic equipment installation.
Engineering insurance is composed of several types, namely:
Engineering insurance is composed of several types, namely:
1. Construction Insurance
Builders have a lot of danger, and therefore in dire need of insurance. The risks contained in the contractor include the risk of natural disasters, fire, legal person, the risk of explosion, detonation, or knock, hit by a vehicle or aircraft, and the risk of robbery with violence and even theft.
The insurance premium depends on such factors as:
• The length of time the project development
• The type of project, whether civilians or civilian dry wet
• The experience of the contractor that handles projects
• The environmental conditions of the project, including the nature and climate
2. Machinery Installation Insurance
This insurance offers benefits that outweigh the risks that occur during the installation of machinery. The risks covered by the same risks faced by the contractor. Meanwhile, the coverage period is somewhat different. If the insurance of the construction period from the preparation of development, the insurance is only since the installation of the construction / during the maintenance period of testing, until the project is delivered to the owner.
3. Machinery Industry Insurance
This insurance provides compensation for unexpected expenses for repairs or replacement of machinery. The risks covered by this insurance are:
• Pressure or vibration beyond normal limits
• The short (short)
• Damage to the actual installation / electrical panel in the machine
• Lack of / errors in the lubrication (lubrication) and / or
• No performance monitoring tools of the machine
Parties have become the subject of coverage are as follows:
• Electrical equipment.
Ie, machinery or equipment using electricity as a source of propulsion. They are: alternators, generators, compressors, electric motors, starter dynamo, transformers and others.
Builders have a lot of danger, and therefore in dire need of insurance. The risks contained in the contractor include the risk of natural disasters, fire, legal person, the risk of explosion, detonation, or knock, hit by a vehicle or aircraft, and the risk of robbery with violence and even theft.
The insurance premium depends on such factors as:
• The length of time the project development
• The type of project, whether civilians or civilian dry wet
• The experience of the contractor that handles projects
• The environmental conditions of the project, including the nature and climate
2. Machinery Installation Insurance
This insurance offers benefits that outweigh the risks that occur during the installation of machinery. The risks covered by the same risks faced by the contractor. Meanwhile, the coverage period is somewhat different. If the insurance of the construction period from the preparation of development, the insurance is only since the installation of the construction / during the maintenance period of testing, until the project is delivered to the owner.
3. Machinery Industry Insurance
This insurance provides compensation for unexpected expenses for repairs or replacement of machinery. The risks covered by this insurance are:
• Pressure or vibration beyond normal limits
• The short (short)
• Damage to the actual installation / electrical panel in the machine
• Lack of / errors in the lubrication (lubrication) and / or
• No performance monitoring tools of the machine
Parties have become the subject of coverage are as follows:
• Electrical equipment.
Ie, machinery or equipment using electricity as a source of propulsion. They are: alternators, generators, compressors, electric motors, starter dynamo, transformers and others.
• Machinery equipment.
That is, the machine with the source of electricity or other fuels and as a source of driving, such as pumps, turbines, cooling or heating machinery, specialized industrial machinery, boilers and others.
That is, the machine with the source of electricity or other fuels and as a source of driving, such as pumps, turbines, cooling or heating machinery, specialized industrial machinery, boilers and others.
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