Car Insurance for Teen Drivers

Post by Admin on Oct 15, 2011

Statistics show that teen drivers with bad driving. According to the Insurance Institute for Highway Safety (IIHS), 16-year-olds had an accident almost six times more than drivers between the ages of 30 and 59. This makes car insurance premiums are too high to give for the age group 16 years. The higher the risk, the higher the cost of insurance premiums. However, not all auto insurance companies take a negative view of the driver's young age.

Here are 7 suggestions to help reduce the premiums and keep the teen driver's license violation to:
1. Helping your child learn the law.
The best way to reduce the cost of car insurance for teenagers is to make your teen has a clean driving record. In some countries, restrictions apply to new drivers. Parents should know what the law and insist that their sons and daughters to follow. 

2. Set a good example.
Adolescents often look to ride their parents before they get their license. With good leadership, it will be easier to convince them to become safe drivers. 

3. Putting your child on your policy.
Put them in your insurance policy as an additional driver. In this way, all discounts applied to your policy will be sent to them. 

4. Encourage your child to get good grades.
Usually have a GPA of 3.0 or higher to reduce their car insurance premiums by 10 percent. We offer direct reward for academic performance, and to encourage them to continue getting good grades. 

5. Enroll in driver education.
Discounts are available for teens who take recognized driving classes. 

6. Avoid sports cars.
Do not try to give them a sports car. This not only saves money on car insurance, but driving fast cause negative effects. 

7. Traveling with your teen.
Let your son or daughter take the wheel while traveling with you. If your teen doing something that violates the rules, admonish with diplomatic. If they do a good job driving, praise for their efforts.

If you follow this advice, you find that you can make it through adolescence safely. It just takes cooperation and understanding on both sides.

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